Comprehensive Protection for Your Business Fleet
Fleet insurance provides comprehensive coverage for multiple business vehicles under one policy. Rather than insuring each vehicle individually, fleet policies offer flexibility, easier administration, and better rates than traditional multi-vehicle coverage.
Whether you operate cars, vans, trucks, or a mixed fleet, we can design policies that protect your vehicles, protect your drivers, and meet your operational requirements. Fleet insurance is an essential investment in protecting your business assets, your employees, and your operations. We work with leading fleet insurers to ensure you have comprehensive coverage tailored to your specific fleet type and business operations.
What's Covered
- Commercial vehicle damage: Comprehensive protection for accidental damage to your vehicles from collisions and accidents
- Third party liability: Full legal liability coverage for damage to third-party property and injury caused by your vehicles
- Driver injury: Protection for employee injuries and medical expenses arising from vehicle accidents
- Theft protection: Full protection against vehicle theft and attempted theft incidents
- Fire & vandalism: Coverage for loss or damage from fire, vandalism, and malicious acts
- Breakdown & recovery: Roadside assistance and recovery services if vehicles break down
What's Not Covered
It's important to understand what fleet insurance doesn't cover. Most policies exclude certain scenarios to maintain appropriate risk management and pricing.
Personal usage: Claims arising from vehicles used for personal purposes outside of business operations
Routine maintenance: Scheduled maintenance, servicing, wear and tear, and mechanical breakdown claims
Uninsured drivers: Claims involving drivers not covered by your fleet policy or without valid licenses
Prior damage: Damage existing before the policy inception date or known claims
Unlawful use: Claims arising from illegal use or operation of vehicles
Specialist Coverage Options
Fleet insurance can be tailored with various coverage options to match your business's specific operational needs and fleet structure.
Any Driver policies provide flexible coverage allowing multiple authorized drivers on your fleet. Named Driver policies offer protection for specific pre-authorized drivers with detailed driver management. Goods-in-Transit cover protects cargo and goods carried by your vehicles during transport. Hired-in & Owned vehicles coverage extends protection to hired or borrowed vehicles used in your business operations. European cover extends your fleet insurance to cover vehicles traveling internationally throughout Europe. Our specialists will work with you to structure a policy with the optional covers most relevant to your fleet operations and business needs.
Fleets We Cover
We provide specialized fleet insurance for businesses across all sectors and fleet types. Each business has unique fleet needs, and we tailor coverage accordingly.
Fleet Types We Protect
Company Cars & Executives
Fleet insurance for company cars, executive vehicles, and employee company car schemes protecting your vehicle investments.
Delivery & Courier Vehicles
Specialized coverage for delivery vans, courier vehicles, and parcel delivery fleets providing essential transport services.
Logistics & Transport Fleets
Comprehensive fleet insurance for transport trucks, HGVs, trailers, and large logistics operations managing significant cargo movements.
Trades & Service Vehicles
Fleet insurance for trades fleets, plumbing and electrical vans, construction vehicles, and service business transportation.
Risk Management & Driver Safety
Effective fleet protection goes beyond insurance. We help your fleet operations manage risks proactively through expert guidance and safety support.
Safe-driving training programs help develop professional driver skills and reduce accident risks across your fleet. Telematics and GPS tracking technologies enable real-time vehicle monitoring, driver behavior management, and fuel efficiency optimization. Regular vehicle maintenance schedules ensure your fleet operates safely and reliably while extending vehicle lifespans. Our claims prevention strategies include incident reporting systems, driver performance monitoring, and proactive risk management. By combining specialist fleet insurance protection with proactive driver safety and fleet management support, we help your business reduce costs, improve safety, and operate your fleet effectively. Protecting your fleet is an investment in your business operations, and we ensure you have the right insurance with expert support.